Sezzle - Buy Now, Pay Later 3.5.12

Sezzle – Freeware – Android iOS
out of 157885 votes

Sezzle: Flexible Payment Solutions at Your Fingertips

Peter Salakani

04/02/2025

Sezzle offers a convenient buy now, pay later service that allows consumers to make purchases immediately and split payments over time without interest, making budgeting easier.

Sezzle offers a convenient and responsible way to make purchases with their Buy Now, Pay Later service. What sets Sezzle apart is its focus on helping users build credit while enjoying flexible payment options.

Why Sezzle is the top choice for Buy Now, Pay Later:

Buy now and pay over time
Free credit-building feature
Easy rescheduling and budgeting
Access to exclusive deals

Experience unparalleled shopping flexibility with Sezzle. By splitting your purchases into four interest-free payments, you can enjoy the convenience of Pay in 4. Sezzle makes it easy to get started with instant approval decisions and no hard credit checks. Don't wait any longer – start enjoying the benefits of Sezzle today!

Build your credit with Sezzle

Your payments with Sezzle can make a positive impact on your credit. Sezzle offers the option to have your payment activity reported to major credit bureaus, helping you build credit for free. Responsibly using Sezzle can lead to an improved credit score over time. If you're looking for a smart way to build your credit while shopping, Sezzle is the perfect choice^*.

Increase your spending power

Responsible spending and repayment behavior are rewarded by Sezzle with an increase in spending power. Consistently using Sezzle and making on-time payments will boost your spending power. With the Sezzle app, you can easily track and manage your orders and payments, giving you a clear view of your estimated spending power.

Flexible payment options

Life can be unpredictable, but Sezzle is here to support you. Receive helpful reminders for upcoming payments and easily reschedule payments² when needed. The Sezzle app provides a convenient platform to manage all your orders and payments in one place, at any time.

Shop big brands with Sezzle

With Sezzle, you have access to an extensive range of Pay in 4 opportunities. The Sezzle app makes it simple to shop at major brands such as Amazon, Walmart, Target, and many more. Whether you prefer online or in-store shopping, Sezzle offers more ways than ever to enjoy the benefits of Pay in 4.

*Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Sezzle is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The Sezzle BNPL program and related services will not remove negative credit history from your credit report. Sezzle will report your activities to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada.

^²Payment reschedule eligibility and fees vary by state.

Overview

Sezzle - Buy Now, Pay Later is a Freeware software in the category Home & Hobby developed by Sezzle.

The latest version of Sezzle - Buy Now, Pay Later is 3.5.12, released on 07/04/2024. It was initially added to our database on 09/09/2023.

Sezzle - Buy Now, Pay Later runs on the following operating systems: Android/iOS.

Users of Sezzle - Buy Now, Pay Later gave it a rating of 5 out of 5 stars.

Pros

Allows users to make purchases and pay in installments, improving cash flow.
No interest charged if payments are made on time, which can save users money compared to traditional credit options.
User-friendly mobile app and online platform for easy management of payments and purchases.
Widely accepted by a variety of retailers, increasing versatility for users.
Helps build credit history for users who make timely payments.

Cons

Late fees can apply if payments are missed, which can lead to financial strain.
Not all retailers participate, limiting shopping options for users needing the service.
Users may overspend due to the ease of installment payments, leading to debt accumulation.
Requires linking a bank account or credit card, raising concerns for some about security and privacy.
Limited to certain geographical locations and may not be available in all countries.

FAQ

What is Sezzle?

Sezzle is a Buy Now, Pay Later payment option that allows consumers to purchase items immediately and pay for them over time in installments.

How does Sezzle work?

When you choose Sezzle at checkout, you place a small deposit, and the rest of your total is split into three or four interest-free payments, which you pay every two weeks.

Is there a fee to use Sezzle?

No, using Sezzle is free as long as you make your payments on time. However, if you miss a payment, you may incur late fees.

Where can I use Sezzle?

Sezzle can be used at thousands of online retailers that partner with the service. You can find a list of participating stores on the Sezzle website.

Do I need to have good credit to use Sezzle?

No, Sezzle does not require a credit check for approval. Approval is based on other factors like your payment history.

How do I manage my payment schedule with Sezzle?

You can manage your payment schedule through your Sezzle account dashboard. Here you can see upcoming payments, adjust payment methods, and track purchase history.

Can I return items I bought with Sezzle?

Yes, if you return an item, Sezzle will adjust your payment plan accordingly and refund any payments made for the returned item.

What happens if I miss a payment with Sezzle?

If you miss a payment, you will be charged a late fee. It’s important to stay aware of your payment schedule to avoid penalties.

Is there a mobile app for Sezzle?

Yes, Sezzle has a mobile app available for both iOS and Android where you can manage your account and make payments.

Can I use Sezzle for in-store purchases?

Currently, Sezzle primarily operates online; however, some retailers may allow Sezzle for in-store purchases by providing an invoice or checkout code.

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

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